How Do Mistakes Get On My Credit Report? 80% of credit files have errors. If your credit report contains errors, it is often because the report is incomplete, or contains information about someone else. This typically happens because: You applied for credit under different names (for example, Margaret Jones versus Margaret Jones-Smith) Someone made a clerical error in reading or entering name or address information from a hand-written application Number was misread by the lender.
Feb 2017 »How Do Mistakes Get On My Credit Report? 80% of credit files have errors. If your credit report contains errors, it is often because the report is incomplete, or contains information about someone else. This typically happens because: You applied for credit under different names (for example, Margaret Jones versus Margaret Jones-Smith) Someone made a clerical error in reading or entering name or address information from a hand-written application Number was misread by the lender.